Taking on your larger medical bills

Zion HealthShare

Combine your Base Health plan with a HealthShare membership to achieve a comprehensive healthcare solution. By joining Zion HealthShare, you can rest assured that major medical events such as hospitalizations, surgeries, and maternity needs will be covered. Zion HealthShare is a non-profit medical HealthShare program that offers a structured platform for members to pool their resources and share the cost of medical expenses. This alternative solution makes an excellent complement to any Base Health plan, giving you the peace of mind that your family has a solid plan in place for any unexpected medical needs that may arise.


It's important to note that Zion HealthShare is not a form of insurance but rather a medical cost sharing community. Members of Zion HealthShare are part of a community that pools their resources to share the cost of medical expenses. Unlike traditional insurance plans, Zion HealthShare does not guarantee payment of medical bills nor does it offer a network of healthcare providers. Instead, members have the freedom to choose their own healthcare providers and negotiate their own medical bills. Zion HealthShare is a cost-effective alternative to traditional insurance plans and provides an excellent option for those seeking a community-based approach to healthcare.


This is why everyone loves Zion HealthShare!

Scot's Zion Healthshare Story

The story about Scot and his daughter is just one example of why Zion HealthShare is the most loved and fastest-growing healthshare in the country. Zion HealthShare has truly redefined how a healthshare works and has brought the concept into the 21st century. Unlike traditional insurance plans, Zion HealthShare focuses on community-based healthcare and sharing the cost of medical expenses.


One of the many benefits of Zion HealthShare is how quickly shareable medical expenses get reimbursed. Typically, reimbursement occurs in less than a week, which means that members don't have to worry about long wait times or fighting with insurance companies to get their medical bills paid. The reimbursement process is streamlined and hassle-free, which is how healthcare should be.


Zion HealthShare's approach to healthcare is unique and effective. By pooling resources and sharing the cost of medical expenses, members can save money and have more control over their healthcare costs. Additionally, members have the freedom to choose their own healthcare providers, which is not always the case with traditional insurance plans. With Zion HealthShare, members can feel confident that they are part of a supportive community that has their best interests at heart.

Your Top

Questions

Answered Here

  • What is a HealthShare?

    A HealthShare is a community-based approach to healthcare that allows members to share the cost of medical expenses. Members contribute a monthly fee, which is used to cover the medical costs of other members in need.

  • How is a HealthShare different from insurance?

    HealthShares are not insurance. Instead, they are a form of medical cost sharing where members pool their resources to cover each other's medical bills. Unlike insurance plans, HealthShares do not have networks of healthcare providers and do not guarantee payment of medical bills.

  • What types of medical expenses are covered by a HealthShare?

    In the case of Zion HealthShare, which is one of the top-rated HealthShares in the country, it continually shares more medical expenses than other HealthShares out there. To find out if you're a good fit for Zion HealthShare, it's recommended to download their member guidelines. The member guidelines will provide detailed information on which medical expenses are shareable, so you can decide whether Zion HealthShare is the right choice for you.

  • Can I choose my own healthcare provider with a HealthShare?

    Yes, with Zion HealthShare, members can choose their own healthcare providers. You can use the doctor that works best for you and your family. Additionally, Zion HealthShare is a global HealthShare program, which means that it shares in medical expenses from all over the world. This is particularly useful for members who travel abroad and need medical care. With Zion HealthShare, you can rest assured that your medical needs will be covered, no matter where you are in the world.

  • Is Zion HealthShare a cost-effective alternative to traditional insurance plans?

    Yes, Zion HealthShare is a cost-effective alternative to traditional insurance plans. Monthly fees for Zion HealthShare are often lower than insurance premiums, making it an affordable option for those who want to save money on healthcare costs. While there may be limitations on what medical expenses are covered, Zion HealthShare provides an excellent option for those seeking a community-based approach to healthcare that is both affordable and effective.

  • What is a Zion HealthShare IUA?

    An IUA in Zion HealthShare stands for Initial Unshareable Amount. It is similar to an insurance deductible but with some distinct advantages. With an IUA, the member pays a portion of the initial medical expense out of their pocket before the community shares the remaining expenses. The IUA is shared on a per-incident basis, which means that it only applies to a specific medical event. Additionally, a member will never have to pay more than three IUAs in any 12-month period of time.


    For example, let's say a member has an IUA of $1,000 and requires surgery that costs $10,000. The member would be responsible for paying the first $1,000, and the remaining $9,000 would be shared by the community. If the member has another medical event within the same 12-month period requiring an IUA, they would only be responsible for paying up to two more IUAs before the community shares the remaining expenses.

Emergency

In case of an emergency, you can count on the Zion HealthShare community to be there for you. Accidents happen, but with Zion HealthShare, you can rest assured that you will have the support you need when you need it most.

Surgery

Sometimes an unforeseen illness or accident may lead to surgery. With Zion HealthShare, you have the peace of mind knowing that your hospital stays and even recovery costs will be covered by the community.

Treatments

Zion HealthShare steps in to help cover the entire course of treatment for your medical needs, from the first visit to the final follow-up, so you don't have to face those costs alone.

Illnesses

An unexpected medical condition or illness can quickly lead to mounting bills. With Zion HealthShare, you don't have to face those bills alone. The community is there to step in and share the cost of your medical expenses.

Maternity

With Zion HealthShare, you can focus on your growing family without worrying about the cost of medical care. The community shares the cost of pre-natal, post-natal, and delivery expenses.

TOP RATED

Fastest Growing

Quickest payouts

13 second Hold Time

Works anywhere

No sharing Cap

This Is How Zion HealthShare Works!

Zion Healthshare vs Traditional Insurance

Zion HealthShare offers a unique approach to healthcare that differs significantly from traditional insurance plans. One significant difference is how the Initial Unshareable Amount (IUA) works. With Zion HealthShare, members select an IUA of either $1000, $2500, or $5000. Members pay a single IUA for all eligible medical expenses per incident, unlike traditional insurance deductibles. This means that members have some reassurance in the event of an unforeseen medical need, and they are not responsible for a deductible for every medical expense they incur.


Furthermore, Zion HealthShare allows members to choose holistic and alternative medical treatments. This is a significant departure from traditional insurance plans, which often have constraints on what treatments are covered. With Zion HealthShare, members can choose the best medical treatments for them without worrying about whether they are covered by insurance. This makes Zion HealthShare an excellent option for those seeking a more comprehensive and flexible approach to healthcare.

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