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ACCIDENT
Reliable Coverage for Reliable Workers
Your accident plan should match your work ethic. Our Accident plan, with a per-incident limit of $1,000,000 and zero deductible, ensures that. It provides coverage for medical expenses related to accidents, as well as benefits for accidental death and dismemberment. The plan extends its coverage to include work-induced cumulative trauma and injuries, and accidents outside of work. You can be confident that your coverage is as diligent as you are.
ACCIDENT COVERAGE & LIMITS
| Accidental Death & Dismemberment Benefits | Maximum Payout Details |
|---|---|
| Maximum Benefit | $500,000 |
| Survivor’s Benefit (Lump Sum) | $100,000 |
| Survivor’s Benefit (Monthly Sum) | $5,000/month | 80 months |
| Accidental Dismemberment | $5,000/month | 100 months |
| Severe Burn Benefit | $500,000 |
| Paralysis Benefit | $5,000/month | 100 months |
| Accidental Medical Expense Benefits | Maximum Payout Details |
|---|---|
| Maximum Benefit | Up to $1,000,000 |
| Accidental Dental | $1,000 injury | $10,000 lifetime |
| Chiropractic Care; Occupational or Physical Therapy | Up to maximum benefit |
| Benefit Category | Level One | Level Two | Level Three | Level Four |
|---|---|---|---|---|
| Accidental Medical Expense | $500,000 | $1,000,000 | $1,000,000 | $1,000,000 |
| Temporary Total Disability | $500 max/week* | $1,000 max/week* | $1,500 max/week* | $1,900 max/week* |
| Continuous Total Disability | $500 max/week* | $1,000 max/week* | $1,500 max/week* | $1,900 max/week* |