Upgrade your care

Our Care+ Health Plans

Comprehensive Coverage for a Healthy Workforce


No-Network Restrictions

Concierge Service Included

Mental Heath & Substance Abuse

Free Unlimited 24/7 Access

CARE+ HEALTH PLANS

The future of employee health benefits is here.

Welcome to the future of healthcare. Our Care+ health plans provide comprehensive, customizable coverage that not only meets the Affordable Care Act (ACA) requirements for large employers but also exceeds expectations in employee satisfaction. Discover the advantages of our employer-sponsored health benefits and take your business to new heights.

What is Care+?

Care+ is a collection of health plans designed to cater to the specific needs of your employees. With no provider network restrictions, these plans offer the freedom to choose preferred medical providers. Our plans include Care+ Core, Care+ HSA, and Care+ Copay, all equipped with free unlimited telemedicine, and concierge services.

Key Features of Care+ Plans

Virtual Support Services

Provide immediate response to your employees' urgent care needs, eliminating their need for physical waiting rooms.

Robust Mental Health Services

Prioritizing mental well-being with comprehensive inpatient and outpatient mental health and substance abuse services.

Zero-Cost Preventive Care

All Care+ plans include preventive care services like annual checkups and health screenings at no additional out-of-pocket cost.

Flexible Savings Options

Care+ HSA plans allow employees to combine high-deductible health plans with a Health Savings Account, promoting tax savings and future health expense management.

Prescriptions

Our Care+ plans offer comprehensive prescription drug coverage, ensuring your employees get the medications they need.

Comprehensive Coverage

Offering extensive coverage that includes inpatient, outpatient, maternity, mental health, and preventive care, meeting all the essential health benefits as outlined by the ACA.

WHY CHOOsE

Care+ Plans for Your Business?

With Care+, you not only ensure ACA compliance but also enhance employee retention and motivation by providing comprehensive health benefits. Furthermore, our plans offer added value with unlimited telemedicine and concierge services, available 24/7 in over 80 languages.

FEATURES Care+ Core Care+ HSA - 1 Care+ HSA - 2 Care+ Copay - 1 Care+ Copay - 2
HSA √ √
Copays √ √
Concierge Service √ √ √ √
Telemedicine √ √ √ √ √
ACA Compliant √ √ √ √ √

Feature Comparison

a perfect CARE+ FOR EVERY EMPLOYEE

Find the perfect fit for your organization with our comprehensive comparison chart. Compare Care+ Core, Care+ HSA, and Care+ Copay based on key factors like deductibles, out-of-pocket maximums, preventive care, and routine care.


Experience the Future of Healthcare with Included Concierge Services

With our included concierge and telemedicine services, high-quality healthcare is never far from reach.



Features include:

Holistic Support Services

Virtual Dental Support

Weight Management

Smoking Cessation

Virtual Ortho Support

Insurance Support

Health Education

Care for Your Employees' Families

Care+ Comparison

a perfect fit for all of your employees.

Find the perfect fit for your organization with our comprehensive comparison chart. Compare Care+ Core, Care+ HSA, and Care+ Copay based on key factors like deductibles, out-of-pocket maximums, preventive care, and routine care.


MEDICAL

PRESCRIPTION

DEDUCTIBLE Care+ Core Care+ HSA - 1 Care+ HSA - 2 Care+ Copay - 1 Care+ Copay - 2
Individual/Family $6,000/$12,000 $3,500/$7,000 $5,000/$9,000 $3,500/$7,000 $5,000/$9,000
HOSPITAL Care+ Core Care+ HSA - 1 Care+ HSA - 2 Care+ Copay - 1 Care+ Copay - 2
Inpatient Care 40% Coinsurance 30% Coinsurance 20% Coinsurance 30% Coinsurance 20% Coinsurace
Outpatient Care 40% Coinsurance 30% Coinsurance 20% Coinsurance 30% Coinsurance 20% Coinsurace
IMMEDIATE CARE Care+ Core Care+ HSA - 1 Care+ HSA - 2 Care+ Copay - 1 Care+ Copay - 2
Telemedicine $0 Copay $0 Copay $0 Copay $0 Copay $0 Copay
Urgent Care 40% Coinsurance 30% Coinsurance 20% Coinsurance $100 Copay $100 Copay
Emergency Care 40% Coinsurance 30% Coinsurance 20% Coinsurance $500 Copay $500 Copay
MATERNITY Care+ Core Care+ HSA - 1 Care+ HSA - 2 Care+ Copay - 1 Care+ Copay - 2
Office Visit 40% Coinsurance 30% Coinsurance 20% Coinsurance $50 Copay $50 Copay
Labor & Delivery 40% Coinsurance 30% Coinsurance 20% Coinsurance 30% Coinsurance 20% Coinsurance
MENTAL HEALTH/SUBSTANCE ABUSE SERVICES Care+ Core Care+ HSA - 1 Care+ HSA - 2 Care+ Copay - 1 Care+ Copay - 2
Inpatient Care 40% Coinsurance 30% Coinsurance 20% Coinsurance 30% Coinsurance 20% Coinsurance
Outpatient Care 40% Coinsurance 30% Coinsurance 20% Coinsurance 30% Coinsurance 20% Coinsurance
PREVENTIVE CARE Care+ Core Care+ HSA - 1 Care+ HSA - 2 Care+ Copay - 1 Care+ Copay - 2
Annual Checkup $0 Out of Pocket $0 Out of Pocket $0 Out of Pocket $0 Out of Pocket $0 Out of Pocket
Health Screenings $0 Out of Pocket $0 Out of Pocket $0 Out of Pocket $0 Out of Pocket $0 Out of Pocket
ROUTINE CARE Care+ Core Care+ HSA - 1 Care+ HSA - 2 Care+ Copay - 1 Care+ Copay - 2
Primary Care 40% Coinsurance 30% Coinsurance 20% Coinsurance $50 Copay $50 Copay
Specialist Care 40% Coinsurance 30% Coinsurance 20% Coinsurance $100 Copay $100 Copay
Lab Work 40% Coinsurance 30% Coinsurance 20% Coinsurance $20 Copay 15 labs/plan year $20 Copay 15 labs/plan year
X-Rays 40% Coinsurance 30% Coinsurance 20% Coinsurance $50 Copay 5 X-rays/plan year $50 Copay 5 X-rays/plan year
SPECIAL HEALTH NEEDS Care+ Core Care+ HSA - 1 Care+ HSA - 2 Care+ Copay - 1 Care+ Copay - 2
Home Health Care 40% Coinsurance 60 visits/plan year 30% Coinsurance 60 visits/plan year 20% Coinsurance 60 visits/plan year 30% Coinsurance 60 visits/plan year 20% Coinsurance 60 visits/plan year
Rehabilitation/Habilitation 40% Coinsurance 120 visits/plan year 30% Coinsurance 120 visits/plan year 20% Coinsurance 120 visits/plan year 30% Coinsurance 120 visits/plan year 20% Coinsurance 120 visits/plan year
Hospice 40% Coinsurance 30% Coinsurance 20% Coinsurance 30% Coinsurance 20% Coinsurance
DRUG TIERS Care+ Core Care+ HSA - 1 Care+ HSA - 2 Care+ Copay - 1 Care+ Copay - 2
Tier 1 Generic Coverage 40% Coinsurance, Deductible waived 30% Coinsurance, After deductible 20% Coinsurance, After deductible $10 Copay, Deductible waived $10 Copay, Deductible waived
Tier 2 Non-preferred brand Coverage 40% Coinsurance, After deductible 30% Coinsurance, After deductible 20% Coinsurance, After deductible $50 Copay, Deductible waived $50 Copay, Deductible waived
Tier 3 Preferred brand Coverage 40% Coinsurance, After deductible 30% Coinsurance, After deductible 20% Coinsurance, After deductible $100 Copay, Deductible waived $100 Copay, Deductible waived
Tier 4 Specialty Coverage 40% Coinsurance, After deductible 30% Coinsurance, After deductible 20% Coinsurance, After deductible 30% Coinsurance, After deductible 20% Coinsurance, After deductible
Tier 4 Specialty Limit $500 limit per Rx $500 limit per Rx $500 limit per Rx $500 limit per Rx $500 limit per Rx
DEDUCTIBLE Care+ Core Care+ HSA - 1 Care+ HSA - 2 Care+ Copay - 1 Care+ Copay - 2
Individual/Family $1,000/$2,000 $1,000/$2,000 $1,000/$2,000 $1,000/$2,000 $1,000/$2,000
OUT-OF-POCKET MAX Care+ Core Care+ HSA - 1 Care+ HSA - 2 Care+ Copay - 1 Care+ Copay - 2
Individual/Family $1,200/$2,100 $1,200/$2,100 $1,200/$2,100 $1,200/$2,100 $1,200/$2,100
OUT-OF-POCKET MAX Care+ Core Care+ HSA - 1 Care+ HSA - 2 Care+ Copay - 1 Care+ Copay - 2
Individual/Family $7,900/$16,000 $7,100/$14,500 $7,900/$16,000 $7,100/$14,500 $7,900/$16,000

Customize Your Benefits Package with Care+

You can combine Care+ plans with preventive MEC plans to create an ACA-compliant benefits solution at an affordable price. Choose from a range of options such as Dental, Vision, 401(k), HealthShare, Preventive MEC, and Accident.

Share by: