HealthShare Advantage is a comprehensive health cost solution that provides a variety of cost-saving benefits to its members. Compared to other health cost solutions, HealthShare Advantage offers several advantages, including:

• Lower monthly cost: HealthShare Advantage plans typically have lower membership fees than other health cost solutions. This allows members to save money on their monthly healthcare expenses.

• Lower out-of-pocket costs: HealthShare Advantage plans typically have lower out-of-pocket costs than other health cost solutions. This allows members to save money on their out-of-pocket expenses for medical care.

• Greater access to care: HealthShare Advantage plans typically provide greater access to care than other health cost solutions. This allows members to access the care they need when they need it.

• Comprehensive coverage: HealthShare Advantage plans typically provide comprehensive coverage for a variety of medical services. This allows members to get the care they need without worrying about coverage gaps. 

Overall, HealthShare Advantage provides an excellent health cost solution that offers lower monthly costs, lower out-of-pocket costs, greater access to care, and comprehensive coverage. As a result, members can save money on their healthcare costs while still getting the care they need.

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Zion HealthShare is a health care sharing organization that provides an alternative to traditional health insurance. It is a community of like-minded individuals who voluntarily share each other's medical expenses. Zion HealthShare, like many other health-sharing organizations, is based on the principles of mutual aid, personal responsibility, and community support.

A health share without religious affiliation is a non-faith-based health care sharing program. In such a program, members still pool their resources to help cover each other's medical expenses, but the guiding principles and values are not tied to any specific religious beliefs. Instead, these organizations may be founded on ethical, moral, or practical principles that resonate with their members.

In a non-faith-based health share, members typically contribute a monthly "share" amount, similar to a premium in traditional insurance. These funds are then used to cover the medical expenses of members in need based on the guidelines and limitations set by the organization. Members submit their eligible medical bills to the health share, which then coordinates the distribution of funds from other members' claims to cover those costs.

Like faith-based health shares, non-religious health sharing programs often emphasize personal responsibility, preventive care, and healthy lifestyles. They may also have specific guidelines for membership, such as requirements to be a non-smoker or to meet certain health criteria.

It's important to note that health care sharing organizations, whether faith-based or not, are not considered traditional health insurance or regulated similarly. They may not be subject to the same consumer protections or guarantees, so it's essential to thoroughly research and understand the terms and conditions before joining a health share program.

HealthShare Advantage administers memberships with a range of health plans that provide minimum essential coverage (MEC) as required by the Affordable Care Act's employer mandate. This means you can confidently avoid the costly Employer Shared Responsibility Penalty Part A. Our health plans are also flexible and can be tailored to meet your specific needs. So, whether you're looking for a plan that manages basic medical needs or one that provides more comprehensive care, we have you covered.

HealthShare Advantage does not deny membership due to a prospective member’s pre-existing health conditions. Our provider shares in pre-existing conditions under a phase-in program.